Giving Appreciated Securities:
Explore Your Giving Options
Gift of Appreciated Securities
Gifting Securities and mutual funds (such as stocks and bonds) is a tax-savvy way to support USA for UNFPA. Making a gift of securities or mutual funds offers you the chance to support our work while realizing important benefits for yourself.
When you donate appreciated securities or mutual funds (those that you have held more than one year and have increased in value) to a charitable organization, you can reduce or even eliminate federal capital gains taxes on the transfer. You may also be entitled to a federal income tax charitable deduction based on the fair market value of the securities at the time of the transfer.
You can of course donate securities to USA for UNFPA during your lifetime, and you receive the same income tax savings that you would if you wrote a check, but with the added benefit of eliminating capital gains taxes on the transfer, which can be as high as 20%.
To include a gift of securities in your legacy plan, you might create a transfer on death (TOD) account. By placing a TOD designation on your brokerage or investment account, that account will be paid to one or more persons or charities after your lifetime.
Gift in Your Will or Living Trust
Leaving a gift to USA for UNFPA in your will or trust is a simple, easy and powerful way to provide for the future of the people and causes dear to you. Your will or trust specifies how you would like your assets distributed after your lifetime, and you can designate a specific dollar amount, asset, or percentage of your estate for USA for UNFPA.
To leave a gift to USA for UNFPA, just share this sample language with your attorney:
“I give to USA for UNFPA, Federal Tax ID Number 13-3996346, or its successor organization [dollar amount, asset, or percentage] for its [unrestricted charitable use and purpose] or [its work in issue area/geographic region].”
Please note: you always have the flexibility to change your will in the event that life circumstances change. We simply ask that you update us when possible if there is a change to your plans.
Donor Advised Fund
If you have established a donor advised fund (DAF), this is another way you can support USA for UNFPA during your lifetime, and also in your legacy plans.
Through your DAF, you can request a grant or recurring grants during your lifetime to make an immediate impact. You can also use your fund as a tool for future charitable gifts.
Create a lasting legacy by naming USA for UNFPA as a beneficiary of the entire account or a percentage of the fund. With a percentage, you can also create a family legacy of giving by naming your loved ones as your successor to continue recommending grants from your DAF to charitable organizations beyond your lifetime. Contact your fund administrator for a beneficiary form and to learn more about this option.
Charitable Remainder Trust
A charitable remainder trust (CRT) can be very beneficial if you wish for yourself or your heirs to receive future, reliable payments funded by assets you have today. This type of trust can provide you or other named individuals income each year for life or for a period not exceeding 20 years, funded by assets you give to the trust when it is created. At the end of the trust term, the balance of the trust is gifted to a charitable organization of your choosing- and could make a lifesaving difference for future generations of women and girls relying on your ongoing support of USA for UNFPA.
These types of gifts may offer you tax benefits as well as the option for income. There are two ways to receive payments and each has its own benefits:
An annuity trust pays you, each year, the same dollar amount you choose at the start. Your payments stay the same, regardless of fluctuations in trust investments.
A unitrust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. The amount of your payments is redetermined annually. If the value of the trust increases, so do your payments. If the value decreases, however, so will your payments.
To discuss this opportunity, you should work with a qualified estate planning attorney and tax advisor to confirm that a CRT will provide the expected results both in respect to the income tax consequences of the gift as well as the administration.
NEXT STEPS
1. Seek advice from your financial or legal advisor to confirm your plans.
2. Contact our Donor Care Specialist at (646) 649-9108 or info@usaforunfpa.org to confirm your legacy gift to USA for UNFPA, along with your gift designations and preferences.
3. To include USA for UNFPA in your legacy plans, please use our legal name and federal tax ID as noted below: