Ages 40-54:
Explore Your Giving Options

One of the most direct and common ways to leave a bequest to USA for UNFPA is with a gift of cash. Cash can support our mission in the form of:

An outright gift: you can leave a bequest to USA for UNFPA in your will with as little as one sentence. Your gift may be a specific dollar amount, a percentage of your estate or the remainder after all other provisions are specified.

Here is some suggested language to use when drafting your bequest:

“I give to USA for UNFPA, Federal Tax ID Number 13-3996346, or its successor organization [dollar amount, asset, or percentage] for its [unrestricted charitable use and purpose] or [its work in issue area/geographic region].”

Another option is a payable on death (POD) account: A POD bank account or certificate of deposit can name one or more people and/or charities as the beneficiary of all funds once you, the account owner, pass away. Any beneficiaries you name do not have any rights to the funds in this account until after your lifetime. During your life, you remain in control and are free to use the money in the bank account, change the beneficiaries or close the account.

If you do not wish to commit to making an outright gift in your will or estate, there are still options to support USA for UNFPA in your legacy plan through a beneficiary designation.

You could use:

-IRAs and retirement plans

-Life insurance policies

-Donor Advised Funds

-Commercial Annuities

It is quite simple to name USA for UNFPA as a beneficiary. You first request a change of beneficiary form from your policy administrator or download one from your providers website. Make your desired changes, and return to the form to establish your gift.

If you have established a donor advised fund (DAF), this is another way you can support USA for UNFPA during your lifetime, and also in your legacy plans.

Through your DAF, you can request a grant or recurring grants during your lifetime to make an immediate impact. You can also use your fund as a tool for future charitable gifts.

Create a lasting legacy by naming USA for UNFPA as a beneficiary of the entire account or a percentage of the fund. With a percentage, you can also create a family legacy of giving by naming your loved ones as your successor to continue recommending grants from your DAF to charitable organizations beyond your lifetime. Contact your fund administrator for a beneficiary form and to learn more about this option.

Gifting Securities and mutual funds (such as stocks and bonds) is a tax-savvy way to support USA for UNFPA. Making a gift of securities or mutual funds offers you the chance to support our work while realizing important benefits for yourself.

When you donate appreciated securities or mutual funds (those that you have held more than one year and have increased in value) to a charitable organization, you can reduce or even eliminate federal capital gains taxes on the transfer. You may also be entitled to a federal income tax charitable deduction based on the fair market value of the securities at the time of the transfer.

You can of course donate securities to USA for UNFPA during your lifetime, and you receive the same income tax savings that you would if you wrote a check, but with the added benefit of eliminating capital gains taxes on the transfer, which can be as high as 20%.

To include a gift of securities in your legacy plan, you might create a transfer on death (TOD) account. By placing a TOD designation on your brokerage or investment account, that account will be paid to one or more persons or charities after your lifetime.